Xactimate Estimate Preparation

Insurance adjusters use Xactimate to price every job. We write your estimate in the same system so nothing gets lost in translation.

  • 800+ Oregon homeowners served

  • 🛠 Certified Crews — IICRC-trained & insurance-ready

  • 24/7 Emergency Help — Same-day response when it matters

  • Insurance Handled — Full documentation & claim support

Speak the Same Language as Your Adjuster

Insurance companies require estimates formatted in Xactimate, a specialized pricing software. If your scope isn’t written in their system, items get cut or undervalued. We prepare your estimate in Xactimate, line by line, so your adjuster has everything in the exact format they need.

WHAT YOU CAN EXPECT

Line-by-Line Accuracy

Every damaged item entered with exact insurance codes.

Industry-Standard Pricing

Estimates reflect the same pricing database adjusters use.

Professional Format

Scope written in Xactimate so adjusters can approve quickly.

Faster Claim Approval

Reduces disputes, delays, and back-and-forth with your insurance.

Our 3-Step Restoration Process

Every hidden damage documented

Every hidden damage documented

Every hidden damage documented

Moisture, odor, and material issues mapped and logged for full coverage.

Containment and drying started immediately

Containment and drying started immediately

Containment and drying started immediately

We stop the spread on arrival and prevent secondary damage.

Insurance coverage secured, home restored

Insurance coverage secured, home restored

Insurance coverage secured, home restored

We prepare adjuster-ready files and push your claim forward to approval.

HAVE QUESTIONS ABOUT RESTORATION?

Here are some of the things Oregon homeowners ask us most before starting a job:

How fast can your crews get here in an emergency?

Does Insurance usually covers water or mold damage?

Do i have to pay anything out of pocket?

Can you guarantee odor and mold wont come back?

Why Generic Estimates Get Denied

Why Generic Estimates Get Denied

Why Generic Estimates Get Denied

A handwritten or contractor-style estimate might look fine to you, but to an adjuster it’s incomplete. Without line items coded in Xactimate, they can dispute prices, remove items, or delay approval.

How We Build Insurance-Ready Estimates

How We Build Insurance-Ready Estimates

How We Build Insurance-Ready Estimates

We document every damaged element, then enter it into Xactimate with the correct codes, descriptions, and industry pricing. This creates a detailed, professional estimate that adjusters process without argument.

What Oregon Homeowners Say About Rutman

Recent, verified Google reviews from local jobs.

Recent, verified Google reviews from local jobs.

Get an Estimate Adjusters Approve

Call today for Xactimate-prepared estimates that speed up approvals and maximize your coverage.

What happened to your home?

How soon do you need help?

Best phone number to reach you?

Best time for us to call?

Your information is secure. We never share it.

What happened to your home?

How soon do you need help?

Best phone number to reach you?

Best time for us to call?

Your information is secure. We never share it.

What happened to your home?

How soon do you need help?

Best phone number to reach you?

Best time for us to call?

Your information is secure. We never share it.