Lafayette Supplement Requests for Hidden Damage

In Lafayette, hidden damage supplements are filed with proof so insurance pays.

  • 800+ Oregon homeowners served

  • 🛠 Certified Crews — IICRC-trained & insurance-ready

  • 24/7 Emergency Help — Same-day response when it matters

  • Insurance Handled — Full documentation & claim support

Lafayette crawlspace hidden mold found
Lafayette crawlspace hidden mold found
Lafayette crawlspace hidden mold found

Hidden Damage Shouldn’t Come Out of Your Pocket in Lafayette

Lafayette restoration often reveals moldy insulation, soaked subfloors, or hidden wiring issues. We document them fully and submit supplements that meet insurer standards.

WHAT YOU CAN EXPECT

Complete New Documentation

Photos and readings collected for every hidden issue.

Updated Xactimate Line Items

Extra work coded into insurance-approved scope.

Adjuster Communication

Direct contact until claims resolved.

Full Coverage Secured

Lafayette families covered for hidden repairs.

Our 3-Step Restoration Process

Every hidden damage documented

Every hidden damage documented

Every hidden damage documented

Moisture, odor, and material issues mapped and logged for full coverage.

Containment and drying started immediately

Containment and drying started immediately

Containment and drying started immediately

We stop the spread on arrival and prevent secondary damage.

Insurance coverage secured, home restored

Insurance coverage secured, home restored

Insurance coverage secured, home restored

We prepare adjuster-ready files and push your claim forward to approval.

HAVE QUESTIONS ABOUT RESTORATION?

Here are some of the things Oregon homeowners ask us most before starting a job:

How fast can your crews get here in an emergency?

Does Insurance usually covers water or mold damage?

Do i have to pay anything out of pocket?

Can you guarantee odor and mold wont come back?

Why Supplements Get Denied

Why Supplements Get Denied

Why Supplements Get Denied

Insurers reject vague supplements. We provide detailed, evidence-backed requests.

Lafayette insurance paperwork review
Lafayette insurance paperwork review
Lafayette hidden water damage photo
Lafayette hidden water damage photo

How We Secure Approval in Lafayette

How We Secure Approval in Lafayette

How We Secure Approval in Lafayette

We log evidence, update line items in Xactimate, and communicate with adjusters until approved.

What Oregon Homeowners Say About Rutman

Recent, verified Google reviews from local jobs.

Recent, verified Google reviews from local jobs.

Get Lafayette Hidden Damage Paid For

Rutman Restoration ensures Lafayette supplements are filed properly so costs don’t fall back on you.

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What happened to your home?

How soon do you need help?

Best phone number to reach you?

Best time for us to call?

Your information is secure. We never share it.

What happened to your home?

How soon do you need help?

Best phone number to reach you?

Best time for us to call?

Your information is secure. We never share it.